FAQ

One Of Tucson’s Premier Personal Injury Law firms
Please call an attorney at the law firm of Busby, Bell & Biggs, P.C. for answers to specific questions. There is never a charge for a consultation. The answers given below are general in nature and should not be relied upon in any specific situation.
  1. Remain at the scene.
  2. Make sure you, your family and passengers are okay.
  3. Call 911
  4. Exchange insurance information with any other parties involved.
  5. Do not make any admissions of liability or sign any written statements.
  6. Contact your insurance company.
Coverage for your medical bills can be very complicated and you may be entitled to recovery from several sources. Contact Busby, Bell & Biggs, P.C. to determine your best source or sources of recovery.
For more information on how property damage is handled, click the property damage link.

This depends on whether or not you were significantly at fault for the accident or not. If the accident was not your fault or you were not significantly at fault for the accident, the insurance company cannot raise your rates or affect your insurability.

Insurance companies may, however, eliminate your accident free discounts, even if the accident is not your fault, which in effect raises your rates.

Generally – but with some exceptions – an injured person is entitled to collect as follows from the “at fault” person or entity:

  • Medical Bills (past & future for injuries related to the incident)
  • Lost Wages (past & future)
  • Property Damage (such as auto rental/replacement/repair, personal property, replacement, etc.)
  • Intangibles (such as pain, suffering, aggravation, anxiety, mental & emotional stress & strain, loss of enjoyment of life, change of lifestyle)
 
The length of time you have to settle your case or to file a law suit is referred to as the “statute of limitations.” There are many variables in determining any statute of limitations. There may be many time limits that are associated with your case. It is very important that you consult with an attorney right away so you will know what time limitations apply to your situation. Failure to act timely may, and likely will, prevent you from recovering money damages for your loss!
Personal injury and wrongful death claims can be resolved from a matter of a few months to several years depending on the complexity of the case and the length of time it takes you to recover from your injuries.
There is no pre-determined equation for figuring the amount of money you will receive. The value of a personal injury or wrongful death claim varies case by case and depends on many factors. The nature, extent and duration of your injury; the amount of your medical bills; mental and emotional stress and strain, loss of enjoyment of life or change in lifestyle and lost wages are just some of the factors used to determine the value of your claim.

Our firms works on a contingent fee agreement.

The attorney does not collect a fee until your claim is settled and that fee is based on the amount recovered on your behalf. This allows people who could not otherwise afford representation, to use an attorney. If there is no recovery, there is no fee collected.
Not every case requires an attorney. Some cases are just as well handled on your own without an attorney.

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Insurance

One of Tucson’s Premier Personal Injury Attorneys Arizona Automobile Insurance Coverage

Liability Coverage – protects you (and other defined insureds) in the event you injure someone or cause property damage as a result of your fault or partial fault.

Uninsured Protection – compensates you for injuries cause by an at fault uninsured driver. It covers medical expense; lost wages; intangibles such as pain, change of lifestyle, loss of enjoyment of life, etc. It covers you and your family members while in your vehicle or any other vehicle, while a pedestrian, bicyclist, etc.

Underinsured Protection – provides coverage if the at fault driver does not have enough liability insurance to pay for injuries caused. It covers medical expense; lost wages; intangibles such as pain, change of lifestyle, loss of enjoyment of life, etc. It covers you and your family members while in your vehicle or any other vehicle, while a pedestrian, bicyclist, etc.

Medical Payments Coverage – covers necessary and reasonable medical expenses resulting from the use of a motor vehicle. It covers you and your family members while in your vehicle or any other vehicle, while a pedestrian, bicyclist, etc.

Collision Coverage – covers the lesser of repairs or replacement of your vehicle (minus your deductible) because of a motor vehicle accident, without regard to fault. 

Comprehensive Coverage – covers damage to your vehicle, other than because of collision, minus your deductible. (Examples: fire, theft, hail, wind damage, etc.) 

Rental Coverage – contributes toward rental of a replacement vehicle. (Usually because of damage from a motor vehicle accident.) 

Towing Coverage– provides for towing your disabled vehicle. (Not necessarily accident related) 

Please note: Insurance premiums vary widely amongst companies, and from year to year with the same company. It is wise to shop before renewing with your insurance company! * These are generic descriptions of some coverage’s available on many automobile insurance policies. Actual insurance policy language, together with governing law, would determine insurance coverage in specific situations.